All professionals that provide advice, design or specifications for a fee should carry Professional Indemnity Insurance.

Claims can arise from alleged negligent acts, errors/omissions/actual negligent acts and are often disguised as service-based disputes.

Professional indemnity insurance is a compulsory insurance purchase for many professions as required by their governing body/regulator. But the cover provided by many professional indemnity policies has been scaled back over the past few years, with no one insurance provider providing the same cover, which makes it challenging to compare cover, like for like.

MFL have a team of experts who have been placing Professional Indemnity Insurance for professions for 25 years. Not only do we know the requirements of each regulatory body, but we are also often consulted by them regarding potential changes to covers and any possible ramifications from these changes.

We help you navigate through the differing cover restrictions to ensure the cover obtained is the most suitable for you and/or your business.